Muthoottu Mini established the Microfinance division in 2016 aiming at giving woman empowerment a much needed fillip. We provide loans for backing women entrepreneurial activity based on guarantee in the Joint Liability Group (JLG) Model, wherein group members guarantee each other’s loans. Microfinance is a category of financial services targeting individuals and small businesses who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to under privileged clients; savings and checking accounts; micro insurance; and payment systems. Microfinance services are designed to reach excluded customers, usually poorer population segments, possibly socially marginalized, or geographically more isolated, and to help them become self-sufficient. We have currently 74 branches all across Kerala with Assets Under Management (AUM) over 40 Crores and over 13000 clients.

The product details are as given below

JLG loans from Rs.10k to Rs.80 K
Tenure : 52 weeks /104 weeks
Interest rate : 26% reducing balancing method
Processing fee : 1% + GST + KFC
Insurance : Credit Life


Muthoottu Mini Royal Towers, Kaloor, Cochin, Kerala


+91 484 2912100

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