{"id":13559,"date":"2022-06-27T11:26:10","date_gmt":"2022-06-27T11:26:10","guid":{"rendered":"http:\/\/muthoot.digitalfolkz.com\/?page_id=13559"},"modified":"2026-06-15T11:51:24","modified_gmt":"2026-06-15T06:21:24","slug":"gold-loan","status":"publish","type":"page","link":"https:\/\/www.muthoottumini.com\/ml\/gold-loan\/","title":{"rendered":"Gold Loan"},"content":{"rendered":"
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GOLD LOAN TO SERVE YOUR DIFFERENT NEEDS<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Gold loans are secured loans for which the borrower pledges gold as collateral and receives a percentage of the gold’s value as the loan amount. Gold will be kept safe, and once the loan is repaid, the borrower will receive it back. A gold loan has the lowest interest rates, is more flexible than any other loan, and can be repaid through simple EMIs. <\/span><\/p>

Are you still wondering why you should consider a gold loan? You can fulfill your dreams and meet your needs with the best gold loans we offer. Whether you need a gold loan for your personal or business needs, Muthoottu Mini provides an array of gold loan schemes to suit your\u00a0needs. In terms of tenure and interest rate, we are able to customize our loans to meet the needs of our customers since customer satisfaction is our top priority. Those in need can easily obtain our gold loans with minimal documentation. With our disciplined and passionate approach, we value each customer as a partner, placing a high value on their time and effort.<\/p>

As part of our commitment to customer satisfaction and a delightful customer experience, we offer a helping hand to those who are in need and make sure they are smiling during their stressful time. With more than 133 years of experience and a trusted reputation, we are one of the best NBFCs in India.<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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RELAX GOLD LOAN<\/h2> \n <\/div>\n \n \n \n <\/div>\n <\/div>\n
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Relax Gold Loan<\/h2>\n <\/div>\n \n
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Customer can pay interest anytime during the loan tenure without any change in interest.\u00a0<\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div> \n\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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SMART GOLD LOAN<\/h2> \n <\/div>\n \n \n \n <\/div>\n <\/div>\n
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Smart Gold Loan<\/h2>\n <\/div>\n \n
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Maximum value for the gold pledged with monthly low interest payment scheme.<\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div> \n\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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SAFE LOCK GOLD LOAN<\/h2> \n <\/div>\n \n \n \n <\/div>\n <\/div>\n
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Safe Lock Gold Loan<\/h2>\n <\/div>\n \n
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Secure any amount of gold in our safe, with just 100 rupees loan & Rs.300\/- yearly fee. And any time redeemable with credit limit. <\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div> \n\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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EDUCATION GOLD LOAN<\/h1> \n <\/div>\n \n \n \n <\/div>\n <\/div>\n
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Education Gold Loan<\/h2>\n <\/div>\n \n
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Can repay the loan in 24 Equated Monthly Instalments. Facility to pre-close and re-pledge.<\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div> \n\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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SUPER EMI GOLD LOAN<\/h2> \n <\/div>\n \n \n \n <\/div>\n <\/div>\n
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Super EMI Gold Loan<\/h2>\n <\/div>\n \n
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Low interest with 12 Equated Monthly Instalments. Pre closure and Re-pledge options.<\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div> \n\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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TRADERS GOLD LOAN<\/h2> \n <\/div>\n \n \n \n <\/div>\n <\/div>\n
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Traders Gold Loan<\/h2>\n <\/div>\n \n
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High Loan to value and low interest. Can repay, top up and pay interest online.<\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div> \n\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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MAHILA GOLD LOAN<\/h1> \n <\/div>\n \n \n \n <\/div>\n <\/div>\n
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Mahila Gold Loan<\/h2>\n <\/div>\n \n
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For women empowerment, we provide loan in very low interest to women for their immediate requirement with fast disbursal.<\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div> \n\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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WELCOME GOLD LOAN<\/h2> \n <\/div>\n \n \n \n <\/div>\n <\/div>\n
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Welcome Gold Loan<\/h2>\n <\/div>\n \n
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Specially designed for new customers with attractive interest rates. <\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div> \n\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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HNI GOLD LOAN<\/h2> \n <\/div>\n \n \n \n <\/div>\n <\/div>\n
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HNI Gold Loan<\/h2>\n <\/div>\n \n
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For Business men and High Net worth Individuals, who require higher loan amount at competitive interest rates.<\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div> \n\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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GOLD LOAN CALCULATOR<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Calculate your eligibility for a gold loan by Muthoottu Mini<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Our Digital Lending Application (DLA):<\/strong><\/p>

SL No<\/strong><\/p><\/td>

Name of DLA<\/strong><\/p><\/td>

Name of Owner<\/strong><\/p><\/td>

Important Links<\/strong><\/p><\/td><\/tr>

1<\/p><\/td>

MyMuthoottu<\/p><\/td>

Muthoot MCred Limited (Formerly known as Muthoottu Mini Financiers Limited)<\/p><\/td>

1 Link to mobile-app .https:\/\/play.google.com\/store\/apps\/details?id=com.muthoottumini&pcampaignid=web_share<\/a><\/p>

2. Link to website https:\/\/muthootmcred.com\/<\/a><\/p>

3. Link to Privacy policy https:\/\/muthootmcred.com\/privacy-policy-2\/<\/a><\/p><\/td><\/tr><\/tbody><\/table>

Grievance Redressal procedure with respect Digital Lending Loans;<\/strong><\/p>

Complaint Portal Link: https:\/\/mmccp.muthootmcred.com:8093\/<\/a><\/strong><\/p>

Nodal Grievance redressal Officer (NGRO) to deal with Digital Loans<\/strong><\/p>

Name: Nizar K A
Designation: Assistant General Manager
Email: nizar.ka@muthootmcred.com<\/a> or grievance@muthootmcred.com<\/a>
Telephone: 0484 – 2912 165
Address: 65\/623 K, MUTHOOTTU ROYAL TOWERS, Kaloor, Ernakulam, Kerala – 682017<\/p>

Escalation to Principal Nodal Officer (PNO)<\/strong><\/p>

If not resolved within 15 days at the NGRO level, please contact<\/strong><\/p>

Name: Joby Cheriyan
Designation: Principal Nodal Officer and Chief Compliance Officer
E-mail:\u00a0\u00a0 pno@muthootmcred.com<\/a>
Telephone:\u00a0\u00a0 0484 – 2912 258
Address: 65\/623 K, MUTHOOTTU ROYAL TOWERS, Kaloor, Ernakulam, Kerala – 682017<\/p>

Timeline for resolving a customer grievance against MMCL \u2013 30 days from the date of complaint, 15 days at NGRO level and 15 days at PNO level.<\/p>

For more information, please refer our \u201cGrievance Redressal Policy<\/a>\u201d\u00a0<\/p>

If the complaint is not resolved with 30 days or not satisfactory with the resolution provided, please follow<\/strong><\/p>

If any complaint lodged by the customer against Muthoot MCred Limited (formerly known as Muthoottu Mini Financiers Limited) (MMCL)\u00a0 is rejected wholly or partly by the MMCL, or the borrower is not satisfied with the reply; or the borrower has not received any reply within 30 days of receipt of complaint by the MMCL, the said borrower can lodge a complaint over the Complaint Management System (CMS) portal<\/strong> under the Reserve Bank- Integrated Ombudsman Scheme (RB-IOS) or send a physical complaint to \u201cCentralised Receipt and Processing Centre, 4th Floor, Reserve Bank of India, Sector-17, Central Vista, Chandigarh – 160017\u201d<\/strong> as per the grievance redressal mechanism prescribed by the Reserve Bank.<\/p>

RBI Sachet Portal Link<\/strong>: https:\/\/sachet.rbi.org.in\/<\/a><\/p>

RBI CMS Portal Link<\/strong>: https:\/\/cms.rbi.org.in\/cms\/indexpage.html#eng<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\tStands by you always..\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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FAQ<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t1. What are the services of Muthoottu Mini Financiers Ltd.?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Ans:<\/b>\u00a0Muthoottu Mini\u00a0<\/a>Financiers Offers wide range of financial services, such as Gold loan, NCD, Micro Finance, Money Transfer, Insurance, Wealth Management, Tours & Travels, Bill Payments etc.
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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t2. Does Muthoottu Mini Offer Gold loan at lowest interest rate?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Ans:<\/b> Muthoottu Mini offers High gold value with lowest interest rate.<\/span><\/b><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t3. Does Muthoottu Mini Offers business loan?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Ans:<\/b> Muthoottu Mini Financiers offers Traders gold loan and Aaswas gold loan which supports the business entrepreneurs<\/span>
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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t4. Does muthoottu Mini provide fixed deposits<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Ans: No<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

GOLD LOAN TO SERVE YOUR DIFFERENT NEEDS Gold loans are secured loans for which the borrower pledges gold as collateral and receives a percentage of the gold’s value as the loan amount. Gold will be kept safe, and once the loan is repaid, the borrower will receive it back. A gold loan has the lowest…<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-13559","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.muthoottumini.com\/ml\/wp-json\/wp\/v2\/pages\/13559","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.muthoottumini.com\/ml\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.muthoottumini.com\/ml\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.muthoottumini.com\/ml\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.muthoottumini.com\/ml\/wp-json\/wp\/v2\/comments?post=13559"}],"version-history":[{"count":0,"href":"https:\/\/www.muthoottumini.com\/ml\/wp-json\/wp\/v2\/pages\/13559\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.muthoottumini.com\/ml\/wp-json\/wp\/v2\/media?parent=13559"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}